M-O Federal Credit Union

M-O Federal Credit Union was chartered in 1950 in Huron, SD with just 50 members.  We now have over 1,900 members and have grown to over $42 million in assets. 

M-O stands for Missouri-Oahe, however our official chartered name is M-O Federal Credit Union, M-O FCU for short. 

A credit union is a not-for-profit financial organization owned and operated by its members for the benefit of all who belong. Credit unions are governed by a volunteer Board of Directors, elected by the members. The credit union concept is a simple one – members pool their savings and then make low-interest loans to each other. As not-for-profit financial service cooperatives, credit unions return earnings to their members in higher savings rates, better services, and lower borrowing rates.

M-O FCU’s main purpose is to provide financial services to our members in a pleasant and friendly atmosphere. We pride ourselves in the personalized service you receive at your member-owned financial institution.